Fix & Flip Calculator — Nashville, TN

Pre-filled with 2026 Nashville numbers so you're underwriting to the local market, not to national averages.

Median ARV: $555,000
Median purchase: $445,000
Avg rehab: $50,000
Days on market: 26 days
Property tax: 0.7%
Insurance / yr: $1,600
Hard money rate: 11.25%
Typical hold: 5–6 months

Deal inputs

Adjust anything — results update instantly.

The deal

After-repair value (ARV)

What the finished home sells for at retail.Purchase price

Rehab budget

Add 15% contingency to your line-item estimate.Holding period

months

Financing

Loan-to-cost

90%

Typical hard money: 85–90% LTC.Interest rate

Loan points

Origination points paid on the loan amount.

Holding costs (monthly)

Property tax

% / yr

Applied to ARV over the holding period.Insurance (annual)

Utilities / month

HOA / month

Transaction costs

Purchase closing costs

% of purchase

Selling costs

% of ARV

Agent commission + closing on the sale.

Projected net profit

-$31,062

ROI (cash)

-32.3%

Annualized

-64.6%

70% Rule check

Fails

Max allowable offer at 70% of ARV minus rehab:

$338,500

You're $106,500 over the rule.

75%

$366,250

70%

$338,500

80%

$394,000

Cost breakdown

Purchase price: $445,000
Rehab budget: $50,000
Interest: $25,059
Loan points: $8,910
Property tax: $1,942
Insurance: $800
Utilities: $1,050
Purchase closing: $8,900
Selling costs: $44,400
Total project cost: $586,062
Cash in deal (down + rehab out-of-pocket): $49,500
Break-even sale price: $586,062

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What's different about flipping in Nashville

Nashville rehab budgets skew high because buyers expect designer finishes. Underbudget on cabinets or lighting and your flip sits.

Before you make an offer here, sanity-check the ceiling with the 70% rule calculator, then read how to estimate a rehab budget and what financing costs in 2026 — the two inputs that decide whether Nashville deals pencil. Also compare nearby Tennessee markets: Memphis, or browse all 20 markets.