Fix & Flip Calculator — Indianapolis, IN
Pre-filled with 2026 Indianapolis numbers so you're underwriting to the local market, not to national averages.
- Median ARV
- $260,000
- Median purchase
- $195,000
- Avg rehab
- $32,000
- Days on market
- 19 days
- Property tax
- 1%
- Insurance / yr
- $1,300
- Hard money rate
- 11.5%
- Typical hold
- 5–6 months
Deal inputs
Adjust anything — results update instantly.
The deal
Financing
Holding costs (monthly)
Transaction costs
Projected net profit
-$10,533
ROI (cash)
-23.2%
Annualized
-46.4%
70% Rule check
FailsMax allowable offer at 70% of ARV minus rehab:
$150,000
You're $45,000 over the rule.
75%
$163,000
70%
$150,000
80%
$176,000
Cost breakdown
- Purchase price
- $195,000
- Rehab budget
- $32,000
- Interest
- $11,747
- Loan points
- $4,086
- Property tax
- $1,300
- Insurance
- $650
- Utilities
- $1,050
- Purchase closing
- $3,900
- Selling costs
- $20,800
- Total project cost
- $270,533
- Cash in deal (down + rehab out-of-pocket)
- $22,700
- Break-even sale price
- $270,533
What's different about flipping in Indianapolis
Indianapolis pairs low property taxes with strong rental demand, making it one of the more forgiving markets when a flip stalls on the resale.