Fix & Flip Calculator — Jacksonville, FL
Pre-filled with 2026 Jacksonville numbers so you're underwriting to the local market, not to national averages.
- Median ARV
- $395,000
- Median purchase
- $310,000
- Avg rehab
- $40,000
- Days on market
- 25 days
- Property tax
- 0.9%
- Insurance / yr
- $3,200
- Hard money rate
- 11.5%
- Typical hold
- 5–6 months
Deal inputs
Adjust anything — results update instantly.
The deal
Financing
Holding costs (monthly)
Transaction costs
Projected net profit
-$21,640
ROI (cash)
-30.9%
Annualized
-61.8%
70% Rule check
FailsMax allowable offer at 70% of ARV minus rehab:
$236,500
You're $73,500 over the rule.
75%
$256,250
70%
$236,500
80%
$276,000
Cost breakdown
- Purchase price
- $310,000
- Rehab budget
- $40,000
- Interest
- $18,113
- Loan points
- $6,300
- Property tax
- $1,778
- Insurance
- $1,600
- Utilities
- $1,050
- Purchase closing
- $6,200
- Selling costs
- $31,600
- Total project cost
- $416,640
- Cash in deal (down + rehab out-of-pocket)
- $35,000
- Break-even sale price
- $416,640
What's different about flipping in Jacksonville
Florida insurance costs are the deal killer here — always model 4-figure monthly insurance on your holding period, not the pre-hurricane numbers.